Get The Best Home Loans
Updated Dec 2024
3 Year Fixed Flexi
First Year Interest
2.60%
Fixed
Second Year Interest
2.60%
Fixed
3 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.60% Fixed
Year 2: 2.60% Fixed
Year 3: 2.60% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M – $2,500
Private loan amount above 450K – $2,000
HDB loan amount above 300K – $2,000
2 Year Fixed Flexi (Priority Banking)
First Year Interest
2.65%
Fixed
Second Year Interest
2.65%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.65% Fixed
Year 2: 2.65% Fixed
Year 3: 3M SORA + 0.55%
Year 4: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K – $1,800
Valuation subsidy for refinancing only
Loan amount above 500K – $350
Loan amount above 1.0M – $500
1 Year Fixed (Private)
First Year Interest
2.65%
Fixed
Second Year Interest
3.89%
Fixed
2 years lock-in
Minimum $900,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.65% Fixed
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– Up to 50% partial repayment after 12 months
– 100% waiver due to sale after 12 months
– No need to pay bank’s fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K – $2,000
Private Loan amount above 1.0M – $2,500
Private Loan amount above 1.5M – $2,800
1 Year Fixed
First Year Interest
2.65%
Fixed
Second Year Interest
3.87%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.65% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
– One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K – $1,000
Loan amount above 500K – $2,000
Loan amount above 1.5M – $2,500
2 Year Fixed Flexi
First Year Interest
2.70%
Fixed
Second Year Interest
2.70%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.70% Fixed
Year 2: 2.70% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M – $2,500
Private loan amount above 450K – $2,000
HDB loan amount above 300K – $2,000
2 Year Fixed (HDB)
First Year Interest
2.75%
Fixed
Second Year Interest
2.75%
Fixed
2 years lock-in
Minimum $200,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.75% Fixed
Year 2: 2.75% Fixed
Thereafter: 3M SORA + 1.00%
– One time free conversion after lock in period
Legal subsidy for refinancing only
– 0.25% of loan amount, capped at $2,000
1 Year Fixed
First Year Interest
2.85%
Fixed
Second Year Interest
4.02%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 1M SORA + 0.60%
Year 3: 1M SORA + 0.65%
Thereafter: 1M SORA + 1.00%
– One free conversion after 12 months
– Up to 50% partial payment is allowed after 12 months
Legal and valuation subsidy for both purchase and refinance
– 0.4% of loan amount, capped at $2,500
2 Year Fixed (Citigold)
First Year Interest
2.85%
Fixed
Second Year Interest
2.85%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
3 Year Fixed (Private)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
3 years lock-in
Minimum $500,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Year 3: 2.90% Fixed
Thereafter: 4.35% Board Rate
– No valuation fee
– Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K – $2,000
3 Year Fixed (HDB)
First Year Interest
2.90%
Fixed
Second Year Interest
2.90%
Fixed
3 years lock-in
Minimum $500,000
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Features
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Year 3: 2.90% Fixed
Thereafter: 4.35% Board Rate
– No valuation fee
Cash rebate for refinancing only
Loan amount above 250K – $2,000