Get The Best Home Loans

Updated Sep 2024

2 Year Fixed (Limited Promo) (Private)

First Year Interest

2.83%

Fixed

Second Year Interest

2.83%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.83% Fixed

Year 2: 2.83% Fixed

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– No need to pay bank’s fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K – $2,000

Private Loan amount above 1.0M – $2,500

Private Loan amount above 1.5M – $2,800

2 Year Fixed (Limited Promo) (HDB)

First Year Interest

2.83%

Fixed

Second Year Interest

2.83%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.83% Fixed

Year 2: 2.83% Fixed

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

HDB Loan amount above 300K – $1,800

2 Year Fixed (Limited Promo)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 3M SORA + 0.75%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months

Cash rebate for refinancing only

Private loan amount above 1.0M – $2,500

Private loan amount above 450K – $2,000

Private loan amount below 450K – 0.4% of loan amount

HDB loan amount above 300K – $2,000

HDB loan amount below 300K – 0.4% of loan amount

3 Year Fixed (Private)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

3 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 2.85% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– No need to pay bank’s fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K – $2,000

Private Loan amount above 1.0M – $2,500

Private Loan amount above 1.5M – $2,800

3 Year Fixed (HDB)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

3 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 2.85% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

HDB Loan amount above 300K – $1,800

2 Year Fixed (HDB)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

HDB Loan amount above 300K – $1,800

2 Year Fixed (Flexi)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Thereafter: 1M SORA + 1.00%

– One free conversion after 12 months

– Must sign up SaveUp account and credit card

Cash rebate for refinancing only

0.4% of loan amount, capped at $2,500

2 Year Fixed

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

2 years lock-in

Minimum $1,000,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Thereafter: 1M SORA + 1.00%

– One free conversion after lock in period

– Must fund 200K before loan disbursement

Cash rebate For refinancing only

Loan amount above 500K – $2,000

Loan amount above 1.5M – $2,500

2 Year Fixed (Private)

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

2 years lock-in

Minimum $800,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– No need to pay bank’s fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K – $2,000

Private Loan amount above 1.0M – $2,500

Private Loan amount above 1.5M – $2,800

2 Year Fixed

First Year Interest

2.85%

Fixed

Second Year Interest

2.85%

Fixed

2 years lock-in

Minimum $900,000

Features

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

Cash rebate for refinancing only

Private loan amount above 500K – $2,000

Private loan amount above 1.0M – $2,500

Private loan amount above 1.5M – $2,800

HDB loan amount above 250K – $2,000