Get The Best Home Loans
Updated Dec 2024
3-Month SORA
First Year Interest
3.87%
3M SORA
+
0.38%
Second Year Interest
3.87%
3M SORA
+
0.38%
0 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.38%
Year 2: 3M SORA + 0.38%
Year 3: 3M SORA + 0.38%
Year 4: 3M SORA + 0.38%
Thereafter: 3M SORA + 0.60%
– Two free conversions valid from 1st loan disbursememt to 6 months after TOP
– Waiver of cancellation fee due to sale
Fixed Deposit Linked Rate
First Year Interest
3.90%
DBS FHR6
+
1.00%
Second Year Interest
3.90%
DBS FHR6
+
1.00%
0 years lock-in
Minimum $700,000
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Features
(Minimum loan amount requirement applies)
Year 1: FHR6 + 1.00%
Year 2: FHR6 + 1.00%
Year 3: FHR6 + 1.00%
Thereafter: FHR6 + 1.00%
– Two free conversions valid from 1st loan disbursememt to 6 months after TOP
– Waiver of cancellation fee due to sale
1-Month SORA
First Year Interest
3.92%
1M SORA
+
0.50%
Second Year Interest
3.92%
1M SORA
+
0.50%
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.50%
Year 2: 1M SORA + 0.50%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
– 100% Waiver of penalty due to sale
– Partial repayment allowed (up to 30% of initial loan amount)
– One time free conversion that can be exercised anytime
– Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount below 500K – $1,000
Loan amount above 500K – $2,000
Loan amount above 1.5M – $2,500
3-Month SORA (Private)
First Year Interest
3.94%
3M SORA
+
0.45%
Second Year Interest
3.94%
3M SORA
+
0.45%
0 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.45%
Thereafter: 3M SORA + 1.00%
– One time free conversion after TOP
3-Month SORA (Private)
First Year Interest
3.94%
3M SORA
+
0.45%
Second Year Interest
3.94%
3M SORA
+
0.45%
2 years lock-in
Minimum $800,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.45%
Thereafter: 3M SORA + 1.00%
– One time free conversion after 6 months
Subsidy is applicable to both purchase and refinancing
– Legal subsidy 0.30% of loan amount, capped at $2,000
– Valuation subsidy $500 for loan amount above 800K
3-Month SORA (Green Mortgage) (Private)
First Year Interest
3.94%
3M SORA
+
0.45%
Second Year Interest
3.94%
3M SORA
+
0.45%
2 years lock-in
Minimum $500,000
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Features
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– Must take up BOC credit card
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
1-Month SORA (Private)
First Year Interest
3.97%
1M SORA
+
0.55%
Second Year Interest
4.02%
1M SORA
+
0.60%
2 years lock-in
Minimum $500,000
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Features
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.55%
Year 2: 1M SORA + 0.60%
Year 3: 1M SORA + 1.10%
Thereafter: 1M SORA + 1.10%
– One free conversion after 12 months
– Up to 50% partial payment is allowed during lock-in
Legal and valuation subsidy for refinancing only
– 0.4% of loan amount, capped at $2,500
3-Month SORA (Green Mortgage) (Private)
First Year Interest
3.99%
3M SORA
+
0.50%
Second Year Interest
3.99%
3M SORA
+
0.50%
0 years lock-in
Minimum $500,000
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Features
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
– One free conversion after the 1st loan disbursement
– Must take up BOC credit card
3-Month SORA (Priority Banking)
First Year Interest
3.99%
3M SORA
+
0.50%
Second Year Interest
3.99%
3M SORA
+
0.50%
2 years lock-in
Minimum $1,000,000
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Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K – $1,800
Valuation subsidy for refinancing only
Loan amount above 500K – $350
Loan amount above 1.0M – $500
3-Month SORA
First Year Interest
3.99%
3M SORA
+
0.50%
Second Year Interest
3.99%
3M SORA
+
0.50%
0 years lock-in
Minimum $1,000,000
Show More
Features
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.50%
Year 4: 3M SORA + 0.50%
Thereafter: 3M SORA + 0.80%
– One free conversion anytime