(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 3M SORA + 0.75%

Thereafter: 3M SORA + 1.00%

– One free conversion after lock in period

– 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months

Cash rebate for refinancing only

Private loan amount above 1.0M – $2,500

Private loan amount above 450K – $2,000

Private loan amount below 450K – 0.4% of loan amount

HDB loan amount above 300K – $2,000

HDB loan amount below 300K – 0.4% of loan amount