(Minimum loan amount requirement applies)

Year 1: 1M SORA + 0.40%

Year 2: 1M SORA + 0.40%

Year 3: 1M SORA + 0.40%

Year 4: 1M SORA + 0.40%

Thereafter: 1M SORA + 0.60%

– 2 free conversion from 1st disbursement to 3 mths after TOP

– Up to 50% repayment of original loan amount within first 4 years from 1st disbursement