(Minimum loan amount requirement applies)

Year 1: 1M SORA + 0.40%

Year 2: 1M SORA + 0.40%

Year 3: 1M SORA + 0.40%

Year 4: 1M SORA + 0.45%

Year 5: 1M SORA + 0.80%

Thereafter: 1M SORA + 1.00%

– Two free conversions: first time from first disbursement to TOP and second time within 6 months from TOP

– No valuation fee