(Minimum loan amount requirement applies)

Year 1: 2.90% Fixed

Year 2: 2.90% Fixed

Year 3: 2.90% Fixed

Thereafter: 4.35% Board Rate

– No valuation fee

– Commitment fee 0.02% of the loan amount, subject to min $200

Cash rebate for refinancing only

Loan amount above 250K – $2,000