(Minimum loan amount requirement applies)

Year 1: 2.65% Fixed

Year 2: 1M SORA + 0.45%

Year 3: 1M SORA + 0.50%

Thereafter: 1M SORA + 1.00%

– One free conversion after 12 months

Cash rebate For refinancing only

Loan amount below 500K – $1,000

Loan amount above 500K – $2,000

Loan amount above 1.5M – $2,500