(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 1M SORA + 0.60%

Year 3: 1M SORA + 0.65%

Thereafter: 1M SORA + 1.00%

– One free conversion after 12 months

– Up to 50% partial payment is allowed after 12 months

Legal and valuation subsidy for both purchase and refinance

– 0.4% of loan amount, capped at $2,500