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(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 2.45% Fixed
Year 2: 2.45% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– Must take up BOC credit card
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
(Minimum loan amount requirement applies)
Year 1: 2.50% Fixed
Year 2: 2.50% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months
– Must take up BOC credit card
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 2.45% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– Must take up BOC credit card
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
(Minimum loan amount requirement applies)
Year 1: 2.45% Fixed
Year 2: 2.45% Fixed
Year 3: 2.45% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– Must take up BOC credit card
Legal subsidy for refinancing only
– 0.40% of loan amount, capped at $1,800
(Minimum loan amount requirement applies)
Year 1: 2.75% Fixed
Year 2: 2.75% Fixed
Thereafter: 3M SORA + 1.00%
– One time free conversion after lock in period
Legal subsidy for refinancing only
– 0.25% of loan amount, capped at $2,000
(Minimum loan amount requirement applies)
Year 1: 2.55% Fixed
Year 2: 2.55% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
– One time free conversion after lock in period
– 100% penalty refund if due to sale and new loan min 200K to be taken up within 6 months from date of redemption
Subsidy is applicable to both purchase and refinancing
– Legal subsidy 0.30% of loan amount, capped at $2,000
– Valuation subsidy $500 for loan amount above 800K
(Minimum loan amount requirement applies)
Year 1: 4.25% Fixed
Year 2: 3M SORA + 0.75%
Year 3: 3M SORA + 0.85%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
– 0.20% of loan amount, capped at $2,500
(Minimum loan amount requirement applies)
Year 1: 3.20% Fixed
Year 2: 3M SORA + 0.55%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
– One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
– 0.40% of loan amount, capped at $2,500
(Minimum loan amount requirement applies)
Year 1: 2.50% Fixed
Year 2: 2.50% Fixed
Year 3: 2.50% Fixed
Year 4: 2.50% Fixed
Year 5: 2.50% Fixed
Thereafter: 3M SORA + 1.00%
– One free conversion after lock in period
– Waiver of penalty due to sale
– Partial repayment during lock in period is allowed
Cash rebate for refinancing only
HDB loan amount above 250K – $2,000
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Year 3: 2.90% Fixed
Thereafter: 4.35% Board Rate
– No valuation fee
Cash rebate for refinancing only
Loan amount above 250K – $2,000
(Minimum loan amount requirement applies)
Year 1: 2.90% Fixed
Year 2: 2.90% Fixed
Thereafter: 4.35% Board Rate
– No valuation fee
– Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K – $2,000
