(Minimum loan amount requirement applies)

Year 1: 2.65% Fixed

Year 2: 3M SORA + 0.40%

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

– One free conversion after 12 months

– Up to 50% partial repayment after 12 months

– 100% waiver due to sale after 12 months

– No need to pay bank’s fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K – $2,000

Private Loan amount above 1.0M – $2,500

Private Loan amount above 1.5M – $2,800